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Financial problems refer to difficulties or challenges in managing and regulating one's personal or business finances, leading to an inability to meet financial obligations, maintain a desired standard of living, or achieve financial goals. This can include issues such as high debt levels, overspending, lack of budgeting skills, unexpected expenses, poor financial planning, unemployment, and unforeseen circumstances.

Financial problems can have significant impacts on one's emotional well-being, relationships, and overall quality of life.

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